Subscribe to a car instead of buying it: a comparison of seven providers



A subscription gives the impression of economy and convenience. You receive a certain product at a fixed price, regardless of how often and to what extent it is actually needed. You don’t have to worry about more than the one-time payment of the clearly defined sum. What applies to streaming services or bicycles also applies to cars. The manufacturers themselves and specialist service providers offer such subscription models and are primarily aimed at customers who do not want to be tied to a car for years.

The reasons could be various: a longer commute to work for a few months, an alternative to cycling during the colder months of the year or simply mobility for a very long vacation. In all of these cases, the classic methods of obtaining a car seem inappropriate. With rental cars, high daily and weekly prices are a deterrent, with rental the minimum term is often two years or more and with financing or cash purchase the question of further use arises. With the exception of the rental car, unforeseen costs threaten to skew your own calculations.

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This is where subscription providers come in. A fixed rate covers almost all eventualities. You don’t have to worry about taxes, insurance, and maintenance. At the end of the term, you can simply park the vehicle again at the supplier, as long as the vehicle is handled with care. Our comparison shows who such a subscription is really worth and what restrictions you should expect. In addition to the manufacturer’s own offers from Volvo (Care by Volvo), Mini (Mini Subscribe), PSA / Stellantis (PSA Retail Auto Abo) and Volkswagen (Volkswagen Auto Abo), this also takes into account service providers Fleetpool (Conqar ) and Finn (Finn Auto Abo) as well as the car rental company Sixt (Sixt +).

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